The IndusInd Bank Legend Credit Card is a high-end card with a one-time fee for issuance and no annual fee after that. It’s a credit card that’s free for life, which is rare in the premium card market.
It also comes with several welcome gifts that could be useful. In addition, it’s beneficial for people who travel by plane because it comes with insurance.
Learn more about the features, benefits, and fees of the Legend Credit Card below. Discover how you can apply for a Legend Credit Card online.
- What Are the Features of the Legend Credit Card?
- What Is the Welcome Offer of the Legend Credit Card?
- What Are the Benefits of the Legend Credit Card?
- What Are the Fees for the Legend Credit Card?
- What Are the Eligibility Requirements for the Legend Credit Card?
- How Can You Redeem Rewards With Legend Credit Card?
What Are the Features of the Legend Credit Card?
The IndusInd Bank Legend credit card is a premium credit card with a one-time issuance fee and no annual fee. It’s a scarce thing for a credit card to be free for life. The IndusInd Legend Credit Card from the bank is a premium card for people with a lot of money.
With a joining fee of ₹ 9,999, you can get exclusive gift vouchers from some of the best brands. For every transaction of ₹ 100, you can get up to two reward points.
These points can be redeemed for various things, like statement cash, Airmiles, products, gift vouchers, etc. On top of the regular reward points, you can earn 4,000 bonus reward points when you reach the annual milestone spend.
The card gives you free access to domestic lounges every three months and membership to the Priority Pass Program, which offers you over 1,000 premium lounges worldwide. You also get free access to some of the best golf courses in India.
What Are the Other Features of the Legend Credit Card?
You can earn a lot when you use your credit card to buy things, book movie tickets, pay bills, and do other things. Your transactions will be marked as weekday or weekend based on the date of the transaction, and this will show up in your credit card account.
The date you swipe your card for a certain transaction is called the transaction date. Weekday transactions are those that happen from Monday to Friday. Weekend transactions are things that happen on Saturday and Sunday.
If you spend 6,00,000 or more on your credit card within one year of getting it, you’ll get 4,000 bonus reward points.
What Is the Welcome Offer of the Legend Credit Card?
You can enjoy several offers of the Legend Credit Card when you open an account. At the Oberoi Chain of Hotels, you can enjoy the highest level of luxury and give your senses a treat. Enjoy a free stay at the Oberoi Hotel you like best in the country.
With the Luxe Gift Card – One Card, Several Treats, you can enjoy a world of luxury. With over 360 stores in 30 cities in India, you can shop at more than 30 luxury and high-end brands worldwide.
Try out Montblanc, a brand that is the best example of craftsmanship and quality. You can choose from a wide range of beautiful watches, stationery, jewelry, leather goods, and eyewear from one of the best brands in the world.
You have too many options! You can get discount coupons from brands like Pantaloons, Bata, Raymond, Charles and Keith, Louis Philippe, Hush Puppies, and more if you have an IndusInd Bank Credit Card.
What Are the Pros of the Legend Credit Card?
With your IndusInd Bank Signature Credit Card, you can go to specific premium Visa airport lounges in India that are only open to cardholders. You can use your card to get into up to two lounges for free every three months.
Your travel experience will be better with your Visa Signature credit card because it gives you free access to airport lounges in India.
Take some time to relax in luxury and enjoy a delicious breakfast, brunch, or gourmet meal. Relax on the comfy couches, check your email on the free Wi-Fi, or read a book.
What Are the Benefits of the Legend Credit Card?
Enjoy delicious deals wherever you go. With your IndusInd Bank Legend Credit Card, you can get the best deals on food. Every time you eat out, you can save up to 3,000 thanks to a discount of 25% to 50% at top bars and restaurants.
You can get a free cake or dessert at some restaurants on your birthday or anniversary. Get 50% off a birthday or anniversary cake if you take it away once during your birthday or anniversary month. Earn twice as many EazyPoints and get free meals faster.
Get special access to some of India’s most beautiful golf courses and clubs. If you have an IndusInd Bank Legend Credit Card, top golf clubs in Ahmedabad, Bengaluru, Chennai, Delhi NCR, Hyderabad, Mumbai, and Pune will give you free golf games and lessons.
Sit back and watch a beautiful movie with someone you care about. If you have an IndusInd Bank Legend Credit Card, the bank’s partner, BookMyShow, will let you buy one movie ticket and get another one for free.
What Are the Other Benefits of the Legend Credit Card?
You won’t have to pay a foreign currency markup (usually 1.8%) on your foreign currency transactions. Your busy life is probably made even better by how much you travel. At IndusInd Bank, you are treated to unbeatable luxury so that every trip you take is a top-notch experience.
You can now use a free Priority Pass to get into more than 600 lounges worldwide and take advantage of our many great travel deals. With the Travel Plus Program, you can also use lounges for free outside India.
What Are the Fees for the Legend Credit Card?
Check the fees for the Legend Credit Card. See if the Legend Credit Card falls under your budget and if it will be worth it.
- Joining Fee – ₹ 5,000
- Annual Fee – NIL
- Add-on Card Fee – NIL
- Finance Charges – 3.83% monthly (46% per annum)
- Late Payments – Outstanding balance up to ₹ 100 – Nil, varies
- Overlimit Charges – 2.5% of Over Limit Amount subject to a minimum of ₹ 500
- Returned Cheque – ₹ 250
- Cash Advance Charges – Waived
- Balance Inquiry Charge – ₹ 25
- Foreign Currency Mark-up – 1.8%
The Legend Credit Card gives you up to 50 days without interest charges. But the interest-free period won’t be given if the total amount due isn’t paid.
What Is the Concierge Benefit of the Legend Credit Card?
With the IndusInd Bank Legend Credit Card, you can reach a team of highly skilled professionals from anywhere in the world to help you book flights, make hotel reservations, and get any other help you might need.
Before you leave on your trip, the concierge service gives you all the information, suggestions, and help you need. The concierge will tell you everything you need to know about your travel destination, including the weather, important landmarks, ways to get there, and so on.
Before a trip, a dedicated concierge can answer questions about the destination, the weather, important landmarks, and how to get there. They can book flights, hotels, flowers, tickets to certain events, and other things if you ask them to.
What Are the Eligibility Requirements for the Legend Credit Card?
To apply for the Legend Credit Card, you must fall under the criteria set by the bank.
- Minimum age: 21 years
- Maximum age: 60 years
- Minimum monthly income: ₹ 25,000
- Employment: At least two years of work experience, with at least one year in the same company
- Address: If a person rents a home, they must have lived there for at least a year. This rule does not apply to people who own their own homes.
Although it does not specifically require it, you should be employed full-time and have an excellent credit history. Your approval odds may decrease if you have a bankruptcy on your record or poor credit history.
How Can You Apply for a Legend Credit Card?
It is easy to apply for a Legend Credit Card as it can be done online. You need to visit the IndusInd Bank’s official website. Then, you have to provide the following documents for your Legend Credit Card application.
- Aadhaar number
- PAN card
- If the Aadhaar card is not updated, then proof of residence is necessary
- Six months bank statements (optional)
How Can You Redeem Rewards With Legend Credit Card?
There are many ways how you can redeem rewards with your Legend Credit Card. First, you can do it as a cash credit. Reward points can be used to pay off what’s still owed when turned into cash credit, wherein one reward point is worth ₹ 0.75 in cash.
The IdusMoments, which the IndusInd bank runs, lets you trade reward points for various lifestyle products. You can also redeem points through airline miles on InterMiles. Members of InterMiles can use this service to exchange their Reward Points on their IndusInd Bank credit cards for InterMiles.
- No less than 500 Reward Points should be added up
- All of the Reward Points should add up to more than 100
- 100 InterMiles = 100 Reward Points
You can make 50% of the bill payment amount or 50% of your Reward Points balance, whichever is lower, with the help of the Reward Points.
What Is the Contact Information of the IndusInd Bank?
Please use the following Indusind Bank Head Office Address (Corporate Office) for any important messages or communications: 8th Floor, Tower 1, One India Bulls Centre, 841 S B Marg, Elphinstone Road, Mumbai – 400013.
You can call 1860 267 7777 to talk to IndusInd Bank’s customer service about credit cards.
Conclusion
The IndusInd Bank Legend Credit Card is a very high-end card that works best for people who travel and want to earn points. In addition to travel, this card offers benefits in some other areas, such as dining out, shopping, entertainment, golf, and more.
Disclaimer: Note: There are risks when applying for and using a credit card. For more information, please see the bank’s Terms and Conditions page for the Legend Credit Card.
