The Amazon Barclaycard allows you to earn cashback on every purchase you make at Amazon. This article covers how the card works, its benefits, and how to apply it.
You'll also find essential details like interest rates and fees. This powerful cashback option allows you to stay informed and maximize your savings.
Overview of Amazon Barclaycard
The Amazon Barclaycard allows you to earn cashback on every purchase, turning your spending into rewards. These rewards can be used for future shopping, making it easier to save money.
Earn cashback on everyday expenses, not just online orders. The process is automatic, meaning you don't need extra steps to claim rewards. It's a simple way to make your purchases work for you.
Benefits of the Amazon Barclaycard
This section outlines the various advantages of using the card, including cashback rewards, bonus offers, and extra perks. You’ll learn to earn more on every purchase and take advantage of special promotions.
Cashback Rates
The card allows you to earn cashback on a wide range of purchases, making it easy to accumulate rewards. Below are the cashback rates you can expect:
- 1% cashback on every purchase made online
- 0.5% cashback on purchases made at non-Amazon retailers
- 2% cashback for Prime members during exclusive events like Prime Day or other eligible promotions
- Cashback accumulates daily and is visible in your app
- You can redeem rewards when you reach £5 in cashback, which can be converted into Amazon Gift Cards
Additional Rewards for Non-Amazon Purchases
Beyond cashback for Amazon-related purchases, you can still earn rewards for spending elsewhere. These rewards apply to all kinds of transactions and purchases:
- 0.5% cashback on purchases at restaurants, supermarkets, or retail stores
- Additional cashback during limited-time promotions at select partner retailers
- Rewards are automatically added to your account without any extra steps
- All rewards are tracked and can be viewed through the Barclaycard app
Bonuses and Introductory Offers
New customers get special bonuses and introductory offers to help them save more during their first months of use. Here are the current highlights:
- £20 gift card will be added to your account after card approval
- 0% interest on purchases for the first six months, making large purchases more affordable
- Cashback rewards are available immediately upon approval, allowing you to earn on all purchases.
- All offers are subject to availability and may change based on your eligibility.
Additional Perks
The card also includes benefits beyond cashback, such as protections for your purchases and extended warranties. These perks add extra value to your purchases and provide peace of mind.
Purchase Protection and Extended Warranties
These protections help safeguard your purchases and extend the value of your items. Here’s what you can expect:
- Extended warranty on electronics and other eligible products
- Purchase protection against theft or accidental damage, valid for a specific period after the purchase
- Zero liability protection for any unauthorized charges made on your account
- Straightforward claims process through the Barclaycard customer service team
Other Rewards Programs
In addition to cashback, the card also offers opportunities to earn other rewards through affiliated programs. These can help you gain more on certain purchases.
- Barclaycard Rewards Points for eligible purchases, which can be redeemed for travel or shopping
- Special offers and exclusive promotions are available only to cardholders
- Points and cashback bonuses during promotional periods or specific events, such as travel seasons or retail partnerships
How to Apply for the Amazon Barclaycard?
Applying for this card is straightforward if you meet the basic requirements. Below is a breakdown of the process and what you need to start.
Eligibility Criteria
To qualify, you must meet a few key conditions. Here are the basics.
- Must be 18 or older and a UK resident
- Resident at the same UK address for at least two years
- Must have no Individual Voluntary Agreements (IVAs), County Court Judgments, or bankruptcies in the last six years
- Able to manage outstanding credit commitments and meet payments
- Must not have held a Barclaycard in the past six months
Application Process
The application can be completed online or through other available methods. The following steps outline how to complete it.
Steps to Apply Online or Through Other Methods
Here’s what you’ll need to follow for a smooth application:
- Provide your details, such as name, address, and contact information
- Supply your employment details and current income information
- Be ready to input your bank account sort code and account number (if you are a Barclays customer)
- Make sure you provide information about your monthly outgoings and overall financial status
Estimated Approval Time and Required Documents
After applying, there are a few things to expect regarding approval time and the necessary documents. Here’s what to prepare:
- You’ll need your address history for the last two years
- Your phone number and email address for contact
- Details of your monthly income and annual income before tax
- A good understanding of your monthly expenses is required
- Approval time can vary but is typically quick if you meet all criteria
Approval and Activation
Once approved, you’ll go through a simple process to activate your card. Here’s what to expect after approval.
What Happens After Approval?
The steps below detail what happens next after you're approved:
- You’ll receive an approval notification, which may include your credit limit and terms
- Your card will arrive in the mail shortly after
- Keep your approval email and documentation handy for reference
How to Activate Your Card Once Received?
Activating your card is necessary to start using it. Here’s how:
- You can activate the card via the Barclaycard app or by phone
- You may be required to verify some of your personal information before completing activation
- After activation, set up online access to monitor spending and manage payments
Fees and Interest Rates
Understanding the fees and interest rates helps you plan your payments better. Here are the critical details regarding interest offers and fees.
0% Interest Purchase Offer
All purchases qualify for 0% interest for the first six months, giving you time to pay off your balance without extra charges. This offer starts from the date your account is opened.
After six months, regular interest rates will apply based on your financial profile. This offer is subject to approval and may vary depending on your borrowing history.
Monthly Fee
This card has no monthly fee so that you can use it without recurring charges. The absence of a fee makes it easier to focus on paying off balances.
Your terms and conditions, including additional fees, depend on your financial background. Make sure to review all terms upon approval to avoid any surprises.
Representative 28.9% APR Variable
The representative APR for this card is 28.9%, which may vary depending on your creditworthiness. This rate applies after the introductory 0% period ends. It’s important to know that your final interest rate could differ based on your application and financial history.
Customer Support
Customer support is available at 03457 345 345. For in-person queries, you can also visit their offices at 1 Churchill Place, London E14 5HP. Most support services are available through the Barclaycard app or their official website.
Disclaimer: Terms and conditions may change, so constantly review the most updated information before applying. Visit the official website for the latest details and updates.
Final Word on Amazon Barclaycard
The Amazon Barclaycard provides a simple way to earn cashback on every purchase. With 0% interest for the first six months and no monthly fee, it offers flexibility and savings.
The rewards structure ensures you benefit whether you shop online or elsewhere. Consider reviewing the card’s full terms to maximize your cashback opportunities.
