This guide helps you explore the best Chase credit cards in 2024 by focusing on three distinct categories: travel, rewards, and cashback.
The bank is widely recognized for its broad selection of credit cards if you're looking to travel more, earn flexible rewards, or get cashback on your spending.
Chase credit cards compare to the best products in the current financial market, and now you will know the best ones.
Best Chase Credit Cards 2024 for Travel
If your focus is on booking flights and hotels or maximizing travel perks, these cards provide exceptional value through points, travel credits, and global benefits.
1. Chase Sapphire Preferred® Card
- Bonus: 100,000 points (after spending threshold)
- Rewards: 2x points on travel, 3x on dining
- Redemption Value: 25% more via Chase Ultimate Rewards®
- Annual Fee: $95
- APR: 21.49% – 28.49% variable
- Why It’s Great: A balanced option for travelers who also spend heavily on restaurants.
2. Chase Sapphire Reserve®
- Bonus: 60,000 points
- Rewards: 3x on travel and dining
- Perks: $300 travel credit, Priority Pass lounge access
- Redemption Value: 50% more via Ultimate Rewards®
- Annual Fee: $550
- APR: 22.49% – 29.49% variable
- Why It’s Great: Premium travel benefits and top-tier point value make this a standout for frequent flyers.
3. United℠ Explorer Card
- Bonus: 80,000 miles
- Rewards: 2x on United, dining, and hotels
- Perks: Free first checked bag, priority boarding, United Club passes
- Annual Fee: $0 for the first year, then $95
- APR: 21.99% – 28.99% variable
- Why It’s Great: Best for loyal United Airlines customers.
Best Chase Credit Cards 2024 for Rewards
If your priority is maximizing point accumulation and using them flexibly across travel, gift cards, and more, these cards stand out.
1. Chase Sapphire Preferred® Card
As listed above under Travel, this card is also a leading general rewards card with highly valuable Ultimate Rewards® points.
2. Chase Ink Business Preferred® (for business users)
- Bonus: 100,000 points (after spending $8,000 in 3 months)
- Rewards: 3x points on travel, shipping, advertising, and internet/phone/cable services
- Annual Fee: $95
- APR: 21.24% – 26.24% variable
- Why It’s Great: It's one of the best rewards programs for business owners.
3. Chase Freedom Flex℠
- Bonus: $200 after $500 spent in 3 months
- Rewards: 5% in quarterly rotating categories (activation required), 5% on Chase travel, 3% on dining and drugstores, 1% on everything else
- Annual Fee: $0
- APR: 20.49% – 29.24% variable
- Why It’s Great: Diverse rewards structure with strong potential for point collectors.
Best Chase Credit Cards 2024 for Cashback
Simple and effective cashback credit cards for those who want to earn money back on daily purchases without tracking complex rewards structures.
1. Chase Freedom Unlimited®
- Bonus: $250 after $500 in the first 3 months
- Rewards: 1.5% unlimited cashback on all purchases
- Annual Fee: $0
- APR: 20.49% – 29.24% variable
- Why It’s Great: Straightforward, flat-rate cash back with no category restrictions.
2. Chase Freedom Flex℠
Mentioned above under rewards, but it’s also strong in cashback, thanks to its quarterly 5% categories.
3. Prime Visa (Amazon Card)
- Bonus: $100 Amazon gift card upon approval (with Prime)
- Rewards: 5% back at Amazon.com, Amazon Fresh, Whole Foods, and Chase Travel (with Prime), 2% at restaurants, gas, and local transit, 1% elsewhere
- Annual Fee: $0
- APR: 19.49% – 27.49% variable
- Why It’s Great: Best cashback option for Amazon Prime users.
Chase Credit Cards Apply
Ready to take the next step? Visit creditcards.chase.com to compare offers and apply for the Chase card that fits your lifestyle.
You just have to click “Apply Now” on the card you want and provide:
- Name
- Identification: Date of Birth and SSN
- Home Address: Location and Zip Code
- Contact info: Phone and Email
- Financial info: Type of Residence, Employment Status, Annual Income
- Authorized user: Add up to 5 authorized users to your account
- Paperless statements: Send your billing statements digitally
- Terms: Agree to Pricing & terms
Comparing Chase vs. Capital One
This is a common comparison.
While both are strong in travel and cashback, the bank offers more valuable redemption through its Ultimate Rewards® portal and has wider premium travel perks.
| Feature | Chase | Capital One |
| Travel Perks | Sapphire Reserve®, Priority Pass | Venture X®, Capital One Lounge |
| Reward Portal | Ultimate Rewards® (up to 50% boost) | Capital One Travel |
| Transfer Partners | 14+ travel partners | 15+ partners |
| Cash Back | Freedom Cards, Amazon | Quicksilver, Savor |
Key FAQs
What you must want to know:
- How many Chase credit cards can I have?
No fixed limit, but the “5/24 rule” often applies—approval is unlikely if you’ve opened 5+ personal credit cards from any issuer in the past 24 months. - Are Chase credit cards good?
Yes. They are considered among the best for rewards, with strong travel partnerships and a well-regarded rewards program. - Can I combine points from multiple Chase cards?
Yes, if they earn Ultimate Rewards® points, you can pool them into one account. - Is Chase good for Amazon purchases?
Yes, especially with the Prime Visa, which gives 5% back on Amazon.com and Whole Foods with an active Prime membership. - Where do I manage my account?
Use the Chase Credit Cards login page or the Chase Mobile® app to view balances, make payments, and redeem rewards.
Chase Credit Cards Contact Information
Reach the bank by:
- General Inquiries: 1-800-432-3117
- Outside U.S. (Collect): 1-302-594-8200
- Lost/Stolen Cards: 1-800-955-9060
- Business Card Support: 1-888-269-8690
- Mailing Address: Chase Card Services, P.O. Box 15298, Wilmington, DE 19850
Conclusion
Whether you're a frequent traveler, savvy shopper, or business owner, the best Chase Credit Cards in 2024 deliver unmatched value across various categories.
From flexible Ultimate Rewards® points to powerful cashback options and luxury travel perks, the bank provides a credit card lineup suited to every financial goal.
See all types of Chase credit cards and choose wisely.
Disclaimer: This content is for informational purposes only. Credit card terms, rates, and offers may change. Please check the official Chase website for the most up-to-date information before applying. Always consider your financial situation before opening new lines of credit.
